Digital Federal Credit Union

Digital Federal Credit Union, better known as DCU, is a not-for-profit financial cooperative owned by and operated for our members. DCU was chartered in October of 1979. Since then, DCU has been chosen as the credit union for more than 700 companies and organizations. DCU serves more than 700,000 members and their families in all 50 states.

Identification Required to Open a New Account
Description of your identification policy: 
No individual can be named on an account in any capacity without having provided the following current identification, one of which must include a picture and one of which must reflect the Individual’s current residential address as given. If one of these forms of identification includes both, individual needs only submit that one. • US Driver’s License • US Social Security Card • Passport • US Military ID • US Work Visa • Other Government Issued picture ID (2nd ID always required) • Utility bill (for residential address verification only). DCU reserves the right to request additional identification.
IDs acceptable to open account: 
Yes
What other IDs are valid to open an account: 
Permanent Resident Card (Form I-551) with photo.
What other IDs are valid to open an account: 
U.S. Armed Forces ID.
Savings Account Features
Monthly Maintenance Fee: 
Free, no monthly maintenance fee.
Minimum opening deposit: 
Member must establish $5.00 Savings Account.
Ability to have an automatic transfer (auto-save) from other accounts: 
Yes
Considers Chexsystems if less than 6 months: 
Case-by-case basis
Other Bank Products and Services
Outgoing International wire transfers: 
Yes
Cost of wire transfer: 
$40 if sent in foreign currency. $50 if sent in US currency.
Remittances to foreign countries available: 
Yes
Cost of remittance: 
$40 if sent in foreign currency. $50 if sent in US currency.
Free On-Line Banking: 
Yes
Mobile banking available: 
Yes
Monthly statements : 
No additional cost
"Help" phone line hours: 
Weekdays from 8:00 am to 9:00 pm and Saturdays from 9:00 am to 3:00 pm, Eastern Time. Additionally, members have 24-hour access to their accounts by touch-tone phone.
Language assistance available (not necessarily in person): 
Yes
Languages: 
Spanish Portuguese Cantonese Mandarin Vietnamese Russian
 

 

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