Digital Federal Credit Union

Digital Federal Credit Union, better known as DCU, is a not-for-profit financial cooperative owned by and operated for our members. DCU was chartered in October of 1979. Since then, DCU has been chosen as the credit union for more than 900 companies and organizations. DCU serves more than 470,000 members and their families in all 50 states.

With headquarters in Marlborough, Massachusetts, DCU is the largest credit union headquartered in New England as measured by assets and is among the top 20 nationwide.

Identification Required to Open a New Account
Description of your identification policy: 
Two of the following forms of identification one of which must include a picture and one of which must reflect current address. (If one of these forms of identification includes both you need only submit that one.): • Valid US Driver’s License • US Social Security Card • Passport • Utility Billing Statement • US Military ID • US Work Visa • Other Picture ID Issued by US Federal, State, or Local Government • 2nd form of identification always required with Federal, State or Local ID card. DCU reserves the right to require additional information.
IDs acceptable to open account: 
What other IDs are valid to open an account: 
Permanent Resident Card (Form I-551) with photo.
What other IDs are valid to open an account: 
U.S. Armed Forces ID.
Savings Account Features
Monthly Maintenance Fee: 
Free, no monthly maintenance fee.
Minimum opening deposit: 
Member must establish $5.00 Savings Account.
Ability to have an automatic transfer (auto-save) from other accounts: 
Considers Chexsystems if less than 6 months: 
Case-by-case basis
Other Bank Products and Services
Outgoing International wire transfers: 
Cost of wire transfer: 
$40 if sent in foreign currency. $50 if sent in US currency.
Remittances to foreign countries available: 
Cost of remittance: 
$40 if sent in foreign currency. $50 if sent in US currency.
Free On-Line Banking: 
Cost for money orders: 
$ 3.00 per money order.
Mobile banking available: 
Monthly statements : 
No additional cost
"Help" phone line hours: 
Weekdays from 8:00 am to 9:00 pm and Saturdays from 9:00 am to 3:00 pm, Eastern Time.
Language assistance available (not necessarily in person): 
Spanish Portuguese Cantonese Mandarin Vietnamese Russian